The Married Couples' Allowance is a tax relief provided by the UK government for couples, where at least one partner was born before 6 April 1935. Unlike the Marriage Allowance, this benefit targets older couples, offering a reduction in their annual tax liability.
How Much Could You Benefit?
For the tax year 2022/23, the Married Couples' Allowance could lower your or your partner's tax bill by an amount ranging from £364 to £941.50. The exact figure depends on your incomes and how they are assessed for tax purposes.
The allowance is allocated on a pro-rata basis from the point of marriage or Civil Partnership registration within the tax year. Should the relationship end due to separation, divorce, or death, the allowance is still applicable until the tax year concludes.
Determine your potential allowance using HMRC's online calculator.
Eligibility for the Married Couples' Allowance
To qualify for this allowance, you must meet the following criteria:
- Be in a marriage or Civil Partnership.
- Co-habit with your partner.
- One partner must have been born before 6th April 1935.
Certain exceptions apply for couples who live apart due to specific circumstances, such as illness, work commitments, military postings, or imprisonment, allowing for continued eligibility.
Claiming Your Allowance
Claiming the Married Couples' Allowance can be done through your Self Assessment tax return by filling in the relevant section. For those not required to submit a Self Assessment, contact HMRC directly with your marriage or Civil Partnership details, including your spouse's or civil partner's birth date, to initiate your claim.
